FairValu
AMERICAN EXPRESS CO

AMERICAN EXPRESS CO

AXPNYSE

Credit Services • Financial Services

Current Price
$333.200.00%
Market Cap
$225.01B
Shares Outstanding: 675.31M
Volume
-
Avg Vol (3M): -
Next Earnings
-
52 Week Range
Low: $--High: $--

Comprehensive AI Analysis

Strategic AI Analysis for AXP

Checking whether the approved providers contain enough current financial data for a reliable report.

Summary

Source-linked company research for AXP

Factor Scorecard

Mechanical 0-100 composites from the displayed inputs. Bands and colours are numerical aids, not security ratings or investment actions.

Financials Profile
21/30 signals active· low confidence at 70% coverage
Overall Factor Score
6955-69 band
Growth
6555-69 band
Quality
8885-100 band
Valuation
250-39 band
Financial Health
9885-100 band

Latest results at a glance

Insights from the latest company results and reports · filed 24 Jul 2026

  • Q2 Earnings Exceed Consensus

    Reported diluted EPS of $4.53 for the quarter ended June 30, 2026, exceeded the same-quarter consensus estimate of $4.40.

  • Revenue Growth Accelerates

    Second-quarter consolidated total revenues net of interest expense reached $19.6 billion, up 10 percent year-over-year.

  • Spending Growth Hits Three-Year High

    Card Member spending grew 9 percent in the second quarter, which the company described as the highest rate seen in three years on an FX-adjusted basis.

  • Credit Loss Provisions Decline

    Consolidated provisions for credit losses were $1.1 billion, down from $1.4 billion a year ago.

  • New Partnership Announced

    The company introduced new travel benefits for Delta SkyMiles Card Members as part of its product offerings.

AI-generated · updated 27 Aug 2026View source filing

Price Chart

NYSE:AXP via TradingView

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Overview

Quarterly income statement data isn't available for this company.

No Data

No annual financial data available.

Financial Fundamentals

Growth, quality, valuation, cash generation, and balance-sheet strength.

Sector: Financial Services

Growth

TTM revenue plus current, long-term, forward, and accelerating top-line trends.

Revenue
-
Revenue Growth
8.8%
Moderate
Revenue CAGR 3Y
-
Forward Revenue Growth
92.5%
Excellent
Revenue Acceleration
4.8%
Improving

Earnings

Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.

EPS (TTM)
16.96
Profitable
EPS Growth
12.8%
Moderate
EPS CAGR 3Y
-
EPS Surprise
2.9%
Beat
Forward EPS
17.67
Profitable
Fwd Revenue Growth
92.5%
Forward EPS Growth
13.8%
Moderate

Profitability

TTM margin and return metrics that reflect pricing power and business quality.

Gross Margin
-
Operating Margin
-
Net Margin
26.6%
High
ROE
33.4%
Excellent
ROIC
-

Cash Flow

TTM free cash flow, growth, margin, and operating-cash conversion quality.

Free Cash Flow
$15.05B
Positive
FCF Growth
35.7%
Excellent
FCF Margin
-
Cash Conversion
1.61x
Excellent

Valuation

Metrics ranked by issuer type, financial state, and input quality.

Financial institutionPrimary lens

Price / Book

P/B is the primary available lens because balance-sheet equity is central to this financial institution.

Price / BookPrimary
6.56x
High
Forward P/ESupporting
18.85x
High
Trailing P/ESupporting
19.65x
High
Price / SalesContext
5.22x
High

Financial Health

Latest-quarter liquidity and leverage checks plus TTM interest coverage.

Current Ratio
-
Quick Ratio
-
Debt / Equity
0.06x
Conservative
Interest Coverage
-

Shareholder Signals

Capital returns and dilution checks sourced from statements and insider filings.

Dividend Yield
1.1%
Low/None
Payout Ratio
21.1%
Sustainable
Buyback Yield
3.3%
Strong
Net Insider Buys
-14
Selling

Peer Comparison

TickerPrice
AXPAMERICAN EXPRESS CO
$333.20
Company Profile

About the Company

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Next Earnings Date

Oct 23, 2026

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