FairValu
Mastercard Inc

Mastercard Inc

MANYSE

Credit Services • Financial Services

Current Price
$595.300.00%
Market Cap
$521.49B
Shares Outstanding: 869.46M
Volume
-
Avg Vol (3M): -
Next Earnings
-
52 Week Range
Low: $--High: $--

Comprehensive AI Analysis

Strategic AI Analysis for MA

Checking whether the approved providers contain enough current financial data for a reliable report.

Summary

Source-linked company research for MA

Factor Scorecard

Mechanical 0-100 composites from the displayed inputs. Bands and colours are numerical aids, not security ratings or investment actions.

Financials Profile
24/30 signals active· low confidence at 80% coverage
Overall Factor Score
6655-69 band
Growth
6955-69 band
Quality
9585-100 band
Valuation
110-39 band
Financial Health
8985-100 band

Latest results at a glance

Insights from the latest company results and reports · filed 30 Jul 2026

  • Earnings Beat Consensus

    Reported EPS of $5.04 per share exceeded the same-quarter consensus estimate of $4.78. This marked the fourth consecutive quarter where reported EPS surpassed the consensus estimate.

  • Value-Added Services Expansion

    Value-added services and solutions net revenue grew 20% year-over-year, or 18% on a currency-neutral basis. Payment network net revenue increased 10%, or 8% on a currency-neutral basis, during the same period.

  • Operating Margin Improvement

    Operating margin expanded by 1.5 percentage points to 58.7% for the three months ended June 30, 2026.

  • Strategic Product Launches

    The company highlighted new partnerships in Mexico and the UAE, along with the launch of a market-first Agentic Payment capability. Payment network rebates and incentives increased 22% year-over-year.

AI-generated · updated 28 Aug 2026View source filing

Price Chart

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Overview

Quarterly income statement data isn't available for this company.

No Data

No annual financial data available.

Financial Fundamentals

Growth, quality, valuation, cash generation, and balance-sheet strength.

Sector: Financial Services

Growth

TTM revenue plus current, long-term, forward, and accelerating top-line trends.

Revenue
-
Revenue Growth
16.0%
Strong
Revenue CAGR 3Y
-
Forward Revenue Growth
13.6%
Moderate
Revenue Acceleration
1.4%
Improving

Earnings

Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.

EPS (TTM)
18.56
Profitable
EPS Growth
19.7%
Strong
EPS CAGR 3Y
-
EPS Surprise
5.5%
Beat
Forward EPS
19.93
Profitable
Fwd Revenue Growth
13.6%
Forward EPS Growth
15.6%
Strong

Profitability

TTM margin and return metrics that reflect pricing power and business quality.

Gross Margin
-
Operating Margin
58.3%
High
Net Margin
46.3%
High
ROE
289.7%
Excellent
ROIC
87.0%
Elite

Cash Flow

TTM free cash flow, growth, margin, and operating-cash conversion quality.

Free Cash Flow
$16.70B
Positive
FCF Growth
0.9%
Weak
FCF Margin
-
Cash Conversion
1.07x
Strong

Valuation

Metrics ranked by issuer type, financial state, and input quality.

Financial institutionPrimary lens

Price / Book

P/B is the primary available lens because balance-sheet equity is central to this financial institution.

Price / BookPrimary
92.94x
High
Forward P/ESupporting
29.88x
High
Trailing P/ESupporting
32.08x
High
Price / SalesContext
14.86x
High

Financial Health

Latest-quarter liquidity and leverage checks plus TTM interest coverage.

Current Ratio
1.06x
Adequate
Quick Ratio
0.65x
Risky
Debt / Equity
4.39x
High Leverage
Interest Coverage
30.10x
Safe

Shareholder Signals

Capital returns and dilution checks sourced from statements and insider filings.

Dividend Yield
0.6%
Low/None
Payout Ratio
18.0%
Sustainable
Buyback Yield
3.0%
Strong
Net Insider Buys
-33
Selling

Peer Comparison

TickerPrice
MAMastercard Inc
$595.30
Company Profile

About the Company

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Next Earnings Date

Oct 29, 2026

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