FairValu
PayPal Holdings, Inc.

PayPal Holdings, Inc.

PYPLNasdaqGS
Credit Services • Financial Servicespaypal.com
Current Price
$53.870.00%
Market Cap
$46.08B
Shares Outstanding: 855.46M
Volume
-
Avg Vol (3M): -
Next Earnings
-
52 Week Range
Low: $--High: $--

Comprehensive AI Analysis

Strategic AI Analysis for PYPL

Checking whether the approved providers contain enough current financial data for a reliable report.

Summary

Source-linked company research for PYPL

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Price Chart

NASDAQ:PYPL via TradingView

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Overview

Quarterly income statement data isn't available for this company.

No Data

No annual financial data available.

Financial Fundamentals

Growth, quality, valuation, cash generation, and balance-sheet strength.

Sector: Financial Services

Growth

TTM revenue plus current, long-term, forward, and accelerating top-line trends.

Revenue
-
Revenue Growth
5.8%
Moderate
Revenue CAGR 3Y
-
Forward Revenue Growth
4.8%
Weak
Revenue Acceleration
1.0%
Improving

Earnings

Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.

EPS (TTM)
5.67
Profitable
EPS Growth
11.3%
Moderate
EPS CAGR 3Y
-
EPS Surprise
8.0%
Beat
Forward EPS
5.39
Profitable
Fwd Revenue Growth
4.8%
Forward EPS Growth
7.3%
Moderate

Profitability

TTM margin and return metrics that reflect pricing power and business quality.

Gross Margin
-
Operating Margin
17.9%
High
Net Margin
15.0%
High
Margin vs Trend
-
ROE
25.3%
Excellent
ROIC
21.2%
Elite

Cash Flow

TTM free cash flow, growth, margin, and operating-cash conversion quality.

Free Cash Flow
$5.50B
Positive
FCF Growth
-7.8%
Declining
FCF Margin
-
Cash Conversion
1.26x
Excellent

Valuation

Metrics ranked by issuer type, financial state, and input quality.

Financial institutionPrimary lens

Price / Book

P/B is the primary available lens because balance-sheet equity is central to this financial institution.

Price / BookPrimary
2.30x
Typical
Forward P/ESupporting
9.99x
Typical
Trailing P/ESupporting
9.50x
Typical
Price / SalesContext
1.37x
Low

Financial Health

Latest-quarter liquidity and leverage checks plus TTM interest coverage.

Current Ratio
1.26x
Adequate
Quick Ratio
0.21x
Risky
Debt / Equity
0.47x
Conservative
Interest Coverage
-

Shareholder Signals

Capital returns and dilution checks sourced from statements and insider filings.

Dividend Yield
0.3%
Low/None
Payout Ratio
2.6%
Sustainable
Buyback Yield
13.1%
Strong
Net Insider Buys
-6
Selling

Peer Comparison

TickerPrice
PYPLPayPal Holdings, Inc.
$53.87
Company Profile

About the Company

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

Next Earnings Date

Oct 27, 2026

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Revenue segmentation

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PayPal Holdings, Inc. (PYPL) AI Stock Summary