PayPal Holdings, Inc.
PYPLNasdaqGSCredit Services • Financial Services
Comprehensive AI Analysis
Strategic AI Analysis for PYPL
Checking whether the approved providers contain enough current financial data for a reliable report.
Summary
Source-linked company research for PYPL
Factor Scorecard
Mechanical 0-100 composites from the displayed inputs. Bands and colours are numerical aids, not security ratings or investment actions.
Latest results at a glance
Insights from the latest company results and reports · filed 28 Jul 2026
Earnings Exceed Consensus Estimates
Reported EPS of $1.38 per share exceeded the same-quarter consensus estimate of $1.28 per share for the period ending June 30, 2026.
Guidance Raised for Non-GAAP Metrics
PayPal raised full-year non-GAAP transaction volume and EPS guidance while reaffirming GAAP EPS guidance following the second quarter results.
GAAP EPS Decline Reported
GAAP EPS decreased 3% to $1.25, while non-GAAP EPS decreased 1% to $1.38 for the reported quarter.
Operating Margin Compression
Operating margin was 16.4%, representing a 171 basis point decline from the prior period figure of 18.1%.
Investment Portfolio Impact
GAAP EPS included a negative impact of approximately $0.07 from the strategic investment portfolio and crypto assets, compared to a positive impact in the prior year.
Price Chart
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Overview
Quarterly income statement data isn't available for this company.
No Data
No annual financial data available.
Financial Fundamentals
Growth, quality, valuation, cash generation, and balance-sheet strength.
Growth
TTM revenue plus current, long-term, forward, and accelerating top-line trends.
Earnings
Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.
Profitability
TTM margin and return metrics that reflect pricing power and business quality.
Cash Flow
TTM free cash flow, growth, margin, and operating-cash conversion quality.
Valuation
Metrics ranked by issuer type, financial state, and input quality.
Price / Book
P/B is the primary available lens because balance-sheet equity is central to this financial institution.
Financial Health
Latest-quarter liquidity and leverage checks plus TTM interest coverage.
Shareholder Signals
Capital returns and dilution checks sourced from statements and insider filings.
Peer Comparison
| Ticker | Price | Mkt Cap | EV/EBITDA | Fwd P/E | Rev Growth | Gross Margin | FCF Yield |
|---|---|---|---|---|---|---|---|
PYPLPayPal Holdings, Inc. | $53.66 | $45.9B | 6.9x | 10.0x | +5.8% | — | 12.0% |
Company Profile
About the Company
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Next Earnings Date
Oct 27, 2026
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