FairValu
UNITEDHEALTH GROUP INC

UNITEDHEALTH GROUP INC

UNHNYSE
Healthcare Plans • Healthcareunitedhealthgroup.com
Current Price
$379.090.00%
Market Cap
$340.27B
Shares Outstanding: 897.59M
Volume
-
Avg Vol (3M): -
Next Earnings
-
52 Week Range
Low: $--High: $--

Comprehensive AI Analysis

Strategic AI Analysis for UNH

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Summary

Source-linked company research for UNH

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Price Chart

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Overview

Quarterly income statement data isn't available for this company.

No Data

No annual financial data available.

Financial Fundamentals

Growth, quality, valuation, cash generation, and balance-sheet strength.

Sector: Healthcare

Growth

TTM revenue plus current, long-term, forward, and accelerating top-line trends.

Revenue
-
Revenue Growth
6.5%
Moderate
Revenue CAGR 3Y
-
Forward Revenue Growth
-0.2%
Declining
Revenue Acceleration
-3.2%
Slowing

Earnings

Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.

EPS (TTM)
15.60
Profitable
EPS Growth
-33.7%
Declining
EPS CAGR 3Y
-
EPS Surprise
29.8%
Strong Beat
Forward EPS
19.81
Profitable
Fwd Revenue Growth
-0.2%
Forward EPS Growth
13.2%
Moderate

Profitability

TTM margin and return metrics that reflect pricing power and business quality.

Gross Margin
88.6%
High
Operating Margin
4.8%
Low
Net Margin
3.1%
Positive
Margin vs Trend
-
ROE
13.5%
Good
ROIC
12.4%
Strong

Cash Flow

TTM free cash flow, growth, margin, and operating-cash conversion quality.

Free Cash Flow
$23.62B
Positive
FCF Growth
-6.5%
Declining
FCF Margin
-
Cash Conversion
1.91x
Excellent

Valuation

Metrics ranked by issuer type, financial state, and input quality.

Established companyPrimary lens

Forward P/E

Forward P/E is the primary lens because positive expected earnings make the next operating period directly assessable.

Forward P/EPrimary
19.13x
Typical
EV / EBITDASupporting
14.83x
Typical
EV / FCFSupporting
16.30x
Typical
Trailing P/ESupporting
24.29x
High

Financial Health

Latest-quarter liquidity and leverage checks plus TTM interest coverage.

Current Ratio
0.78x
Risky
Quick Ratio
0.47x
Risky
Debt / Equity
0.70x
Moderate
Interest Coverage
5.57x
Safe

Shareholder Signals

Capital returns and dilution checks sourced from statements and insider filings.

Dividend Yield
2.4%
Moderate
Payout Ratio
57.3%
Sustainable
Buyback Yield
0.5%
Positive
Net Insider Buys
-3
Selling

Peer Comparison

TickerPrice
UNHUNITEDHEALTH GROUP INC
$379.09
Company Profile

About the Company

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Next Earnings Date

Oct 27, 2026

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Revenue segmentation

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