UNITEDHEALTH GROUP INC
UNHNYSEHealthcare Plans • Healthcare
Comprehensive AI Analysis
Strategic AI Analysis for UNH
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Summary
Source-linked company research for UNH
Factor Scorecard
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Latest results at a glance
Insights from the latest company results and reports · filed 16 Jul 2026
Second Quarter Earnings Exceed Expectations
Reported earnings of $6.38 per share for the second quarter of 2026 exceeded the same-quarter consensus estimate of $4.92 per share.
Optum Segment Margin Expansion
The Optum segment generated revenues of $65.7 billion and earnings of $4.0 billion in the second quarter of 2026, representing 160 basis points of margin expansion year-over-year.
Updated Full Year 2026 Outlook
UnitedHealth Group raised its full year 2026 earnings outlook to a range of $18.45 to $18.95 per share, with adjusted earnings expected between $19.50 and $20.00 per share.
Medical Care Ratio Improvement
The second quarter 2026 medical care ratio was 86.7%, compared to 89.4% in the second quarter of 2025, contributing to higher earnings from operations.
Price Chart
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Overview
Quarterly income statement data isn't available for this company.
No Data
No annual financial data available.
Financial Fundamentals
Growth, quality, valuation, cash generation, and balance-sheet strength.
Growth
TTM revenue plus current, long-term, forward, and accelerating top-line trends.
Earnings
Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.
Profitability
TTM margin and return metrics that reflect pricing power and business quality.
Cash Flow
TTM free cash flow, growth, margin, and operating-cash conversion quality.
Valuation
Metrics ranked by issuer type, financial state, and input quality.
Forward P/E
Forward P/E is the primary lens because positive expected earnings make the next operating period directly assessable.
Financial Health
Latest-quarter liquidity and leverage checks plus TTM interest coverage.
Shareholder Signals
Capital returns and dilution checks sourced from statements and insider filings.
Peer Comparison
| Ticker | Price | Mkt Cap | EV/EBITDA | Fwd P/E | Rev Growth | Gross Margin | FCF Yield |
|---|---|---|---|---|---|---|---|
UNHUNITEDHEALTH GROUP INC | $392.95 | $352.7B | 15.3x | 19.8x | +6.5% | 88.6% | 6.7% |
Company Profile
About the Company
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.
Next Earnings Date
Oct 27, 2026
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