FairValu
VISA INC.

VISA INC.

VNYSE

Credit Services • Financial Services

Current Price
$381.600.00%
Market Cap
$712.47B
Shares Outstanding: 1.70B
Volume
-
Avg Vol (3M): -
Next Earnings
-
52 Week Range
Low: $--High: $--

Comprehensive AI Analysis

Strategic AI Analysis for V

Checking whether the approved providers contain enough current financial data for a reliable report.

Summary

Source-linked company research for V

Factor Scorecard

Mechanical 0-100 composites from the displayed inputs. Bands and colours are numerical aids, not security ratings or investment actions.

Financials Profile
23/30 signals active· low confidence at 76% coverage
Overall Factor Score
6755-69 band
Growth
6455-69 band
Quality
9585-100 band
Valuation
90-39 band
Financial Health
9885-100 band

Latest results at a glance

Insights from the latest company results and reports · filed 28 Jul 2026

  • Fiscal Third Quarter Revenue Growth

    Visa reported net revenue of $11.6 billion for the fiscal third quarter, representing a 14% increase year-over-year.

  • Data Processing Revenue Expansion

    Data processing revenue reached $6.0 billion in the fiscal third quarter, marking a 17% increase over the prior year.

  • Cross-Border Volume Trends

    Total cross-border volume increased 13% on a constant-dollar basis, with volume excluding European transactions rising 12% year-over-year.

  • Litigation Escrow Deposit

    The company deposited $250 million into its litigation escrow account on June 25, 2026, under its U.S. retrospective responsibility plan.

  • Agentic Payments Alliance

    [2026-08-22] Visa joined the Agentic Payments Alliance to help establish standards for autonomous and agent-driven commerce, including authorization and fraud detection.

AI-generated · updated 28 Aug 2026View source filing

Price Chart

NYSE:V via TradingView

Loading TradingView chart...

Overview

Quarterly income statement data isn't available for this company.

No Data

No annual financial data available.

Financial Fundamentals

Growth, quality, valuation, cash generation, and balance-sheet strength.

Sector: Financial Services

Growth

TTM revenue plus current, long-term, forward, and accelerating top-line trends.

Revenue
-
Revenue Growth
14.4%
Moderate
Revenue CAGR 3Y
-
Forward Revenue Growth
14.4%
Moderate
Revenue Acceleration
4.2%
Improving

Earnings

Trailing EPS, current EPS growth, long-term compounding, surprise, and forward expectations.

EPS (TTM)
11.91
Profitable
EPS Growth
11.8%
Moderate
EPS CAGR 3Y
-
EPS Surprise
2.8%
Beat
Forward EPS
13.23
Profitable
Fwd Revenue Growth
14.4%
Forward EPS Growth
13.4%
Moderate

Profitability

TTM margin and return metrics that reflect pricing power and business quality.

Gross Margin
-
Operating Margin
61.1%
High
Net Margin
51.7%
High
ROE
62.4%
Excellent
ROIC
46.8%
Elite

Cash Flow

TTM free cash flow, growth, margin, and operating-cash conversion quality.

Free Cash Flow
$21.18B
Positive
FCF Growth
3.3%
Weak
FCF Margin
-
Cash Conversion
1.02x
Strong

Valuation

Metrics ranked by issuer type, financial state, and input quality.

Financial institutionPrimary lens

Price / Book

P/B is the primary available lens because balance-sheet equity is central to this financial institution.

Price / BookPrimary
19.98x
High
Forward P/ESupporting
28.85x
High
Trailing P/ESupporting
32.04x
High
Price / SalesContext
16.56x
High

Financial Health

Latest-quarter liquidity and leverage checks plus TTM interest coverage.

Current Ratio
1.09x
Adequate
Quick Ratio
0.54x
Risky
Debt / Equity
0.67x
Moderate
Interest Coverage
-

Shareholder Signals

Capital returns and dilution checks sourced from statements and insider filings.

Dividend Yield
0.7%
Low/None
Payout Ratio
21.9%
Sustainable
Buyback Yield
3.0%
Positive
Net Insider Buys
-11
Selling

Peer Comparison

TickerPrice
VVISA INC.
$381.60
Company Profile

About the Company

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Next Earnings Date

Oct 27, 2026

Loading latest news...